Motilal Oswal Housing Finance Ltd. information handling practices are continually reviewed to ensure they comply with the “Reasonable Security Practices and Procedures and Sensitive Personal Data or Information Rules, 2011” under Section 43A of the Indian Information Technology (Amendment) Act, 2008 as well as any other applicable laws or regulations.
By accessing or using Motilal Oswal Housing Finance Ltd. Services, you agree to this privacy notice.
Motilal Oswal Housing Finance Ltd. “us”, “we”, or “our” operates the https://www.motilaloswalhf.com website and the MOHF Pariwar mobile application (hereinafter referred to as the “Service”
This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.
We collect several different types of information for various purposes to provide and improve our Service to you.
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:
We collect specific information about your device when you access our Services, including your storage, hardware model, operating system and version, unique device identifier, list of installed apps, Wi-Fi information, user profile information, mobile network information, and information about the device’s interaction with our services.
We collect information about how you use our Services, including your access time and Internet Protocol address
We access your Contacts lists and call logs for application reference purposes
We may also collect information that your browser sends whenever you visit our Service or when you access the Service by or through a mobile device ("Usage Data").
This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When you access the Service with a mobile device, this Usage Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.
Tracking & Cookies Data
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
- Session Cookies.
We use Session Cookies to operate our Service.
- Preference Cookies.
We use Preference Cookies to remember your preferences and various settings.
We use Security Cookies for security purposes.
We collect information about the location of your device, through our applications.
We read SMS logs and other digital content to collect information about payment transactions, the names of the transacting parties, a description of the transactions and the payment or transfer amounts, billing and shipping information, and the devices and payment methods used to complete the transactions.
Motilal Oswal Housing Finance Ltd. uses the collected data for various purposes:
- To provide customer care and support
- To provide analysis or valuable information so that we can improve the Service
- To monitor the usage of the Service
- To detect, prevent and address technical issues
- To develop credit risk models
- To perform risk assessment
- To verify information that you have provided
- To conduct statistical and market analysis
- To satisfy any other legitimate business purposes, including handling any complaints and retaining information as necessary to meet our obligations under applicable laws and regulations
- To get in touch with you when necessary and contact you by email, SMS, letter, telephone or in any other way about our products and services
- To find adequate references for your loan application
- To carry out, monitor and analyze our business, carry out market research, business, and statistical analysis
- To maintain records under applicable law or a may apply to pursuant to agreements executed by our clients and partners
Health insurance covering
Your information, including Personal Data, may be transferred to — and maintained on — computers located inside of our state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
Motilal Oswal Housing Finance Ltd. may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation
- To protect and defend the rights or property of Motilal Oswal Housing Finance Ltd.
- To prevent or investigate possible wrongdoing in connection with the Service
- To protect the personal safety of users of the Service or the public
- To protect against legal liability
The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
We may employ third party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.